:root{--bg:#f7f8fa;--card:#fff;--ink:#14213d;--muted:#4a5568;--brand:#0b6e4f;--brand2:#e9f5f0;--neg:#b42318;--line:#dde2ea;--r:12px}
*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}
body{margin:0;font:16px/1.6 system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;color:var(--ink);background:var(--bg)}
a{color:var(--brand)}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible{outline:3px solid #f59e0b;outline-offset:2px}
.skip{position:absolute;left:-9999px}.skip:focus{left:8px;top:8px;background:#fff;padding:8px;z-index:9}
header.site,footer.site{background:var(--card);border-bottom:1px solid var(--line)}footer.site{border-top:1px solid var(--line);border-bottom:0;margin-top:48px;font-size:14px;color:var(--muted)}
.wrap{max-width:1080px;margin:0 auto;padding:0 20px}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:60px;flex-wrap:wrap}
.logo{font-weight:800;font-size:20px;text-decoration:none;color:var(--ink)}.logo span{color:var(--brand)}
nav ul{list-style:none;display:flex;gap:18px;margin:0;padding:0;flex-wrap:wrap}nav a{text-decoration:none;font-weight:600;color:var(--muted)}nav a[aria-current]{color:var(--brand)}
h1{font-size:clamp(28px,4vw,40px);line-height:1.2;margin:32px 0 8px}h2{margin-top:36px}
.lead{font-size:18px;color:var(--muted);max-width:720px}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:20px}
.grid{display:grid;gap:20px}.cols{grid-template-columns:1.3fr 1fr}@media(max-width:820px){.cols{grid-template-columns:1fr}}
.three{grid-template-columns:repeat(auto-fit,minmax(240px,1fr))}
fieldset{border:1px solid var(--line);border-radius:10px;margin:0 0 16px;padding:12px 14px}legend{font-weight:700;padding:0 6px}
label{display:block;font-weight:600;font-size:14px;margin:8px 0 4px}.hint{font-size:13px;color:var(--muted);margin:2px 0 0}
input,select{width:100%;font:inherit;padding:9px 10px;border:1px solid #b8c0cc;border-radius:8px;background:#fff;color:var(--ink)}
.check{display:flex;gap:8px;align-items:center;font-weight:500}.check input{width:auto}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.results{position:sticky;top:16px;align-self:start}.kpis{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.kpi{background:var(--brand2);border-radius:10px;padding:12px}.kpi b{display:block;font-size:24px}.kpi small{color:var(--muted)}
.neg{color:var(--neg)}
table{width:100%;border-collapse:collapse;font-size:15px}th,td{text-align:left;padding:8px;border-bottom:1px solid var(--line);vertical-align:top}td{text-align:right}
.cmp td{text-align:left}.tablewrap{overflow-x:auto}
.btn{display:inline-block;background:var(--brand);color:#fff;padding:12px 18px;border-radius:10px;text-decoration:none;font-weight:700;border:0}
.note{background:#fff8e6;border:1px solid #f3d38a;border-radius:10px;padding:10px 14px;font-size:14px}
.aff{border:2px dashed #b8c0cc;border-radius:10px;padding:10px;color:var(--muted);font-size:14px}
[hidden]{display:none!important}